Wealth Management Services:
The fee is based on a percentage of assets under management and is negotiable. The annualized fees for investment management and planning services are based on the following fee schedule:

ADV Schedule
$0 - $1 million: 1.00%
$1 million - $2 million: 0.85%
Above $2 million: 0.50%

Ville Discount (> $250k)
$0 - $1 million: 0.88%
$1 million - $2 million: 0.75%
Above $2 million: 0.50%

Family Wealth (> $3m)
$0 - $1 million: 0.75%
Above $1 million: 0.50%

Estate Planning
We offer estate planning services to assist clients with reviewing existing plans, gathering necessary information for document creation by outside firms, and updating current plans. These services are provided in collaboration with EncorEstate, a firm specializing in working exclusively with financial advisors to deliver comprehensive and coordinated estate planning solutions. Through this partnership, we streamline the process by identifying client gaps and providing tailored strategies.

Fees for Estate Planning are influenced by EncorEstate Plans’ current fee schedule. We do not offer legal advice. We defer you to EncorEstate Plans and their network of attorneys.

Most Common Estate Packages

Fee for Prospects
Trust Based Plan (Trust, Wills, Powers): $1,300
Will Based Plan (Wills and Powers): $800
Powers Package (POA, HCPOA, HIPAA): $300
Notary Services: $175 - $475

Fee for Ville Clients*
Trust Based Plan (Trust, Wills, Powers): $650
Will Based Plan (Wills and Powers): $400
Powers Package (POA, HCPOA, HIPAA): $125
Notary Services: $175 - $475

*Additional discounts are available for clients with over $1 million, unless an outside attorney is required. Fees will depend on the outside attorney's charges in complex cases, such as Irrevocable Trusts.

$250,000 per household (includes all accounts to be managed by Ville Wealth Management within the household).

Pre Retirees, Retirees, Professionals, Business Owners and their families.

As a virtual wealth firm the majority of our meetings will be online using Google Meets. In person meetings may be available upon request.

No, although Ville Wealth Management is located in Ohio our desire is to work with any interested client in any state.

Custodian: Altruist (Over $30bn in AUM)

• # of Advisors: Altruist is the third-largest custodian by advisors served, supporting over 5,000 advisors.

• Asset Safety: They protect your assets with comprehensive insurance coverage, FINRA and SEC regulation, and other safeguards.

• Secure Tech: They use independent auditors to examine their systems and controls to ensure they meet the latest AICPA standards.

• Built to Last: Built and backed by industry veterans who are focused on achieving consistent, stable growth and long-term outcomes.

• Advisor Ranking: The #1 custodian advisors consider when making a change from Charles Schwab.

Investment Management Platform: Altruist Market Place

Keep Cash for Spending:

• Have enough cash to cover 1-2 years of spending. Most bear markets last about 9.5 months, so this cash acts like insurance.

Don’t Invest Short-Term Money:

• If you need funds in the next 7 years, avoid the stock market. For someone retiring in 7 years, keep enough cash and fixed-income investments for that period.

Keep Fees and Expenses Low

• 90% of financial experts fail to outperform a highly diversified portfolio over the long term.

• Only 22% of active fund managers have outperformed their passive peers in the last decade.

• Higher-cost funds do not consistently perform better than lower-cost funds over 10 years.

• In the case of US large-cap funds the performance penalty for picking an unsuccessful manager outweighed the reward for finding a winner.

• According to Vanguard 7.3% of the stocks in the Russell 3000 drove the majority of the index’s returns.

Utilize Passive Management in most cases

• For Retirement Accounts mainly utilize Exchange Traded Funds (Vanguard, iShares, Spider)

• For Taxable Accounts, if in a higher tax bracket, utilize Direct Indexing to better take advantage of tax loss harvesting and tax sensitive rebalancing

Rebalance Regularly:

• Reassess your portfolio every quarter or set a drift threshold (e.g. 25%) to match your risk preferences and use tax loss harvesting in taxable accounts.