We believe you should know exactly what you pay — and what you get — before you ever speak with us.
What You Pay at Ville Wealth Management
Fee-Only No Conflicts
We are paid exclusively by you — never by commissions, referral fees, or product sales. Our only incentive is your success.
All-Inclusive 11 Disciplines Included
Your advisory fee covers investment management AND comprehensive financial planning across all 11 disciplines. Nothing is billed separately.
Fully Transparent Full Disclosure
Every fee schedule is shown here in full. No surprises at engagement. What you see is exactly what you pay.
Our Fee Schedules
Ville Wealth Discount Most Clients
Available to qualifying clients with $250,000 or more in household AUM. This is our standard schedule for the majority of clients.
$0 - $1 million: 0.88%
$1 million - $2 million: 0.75%
Above $2 million: 0.50%
Wealth Schedule Over $3M AUM
For households with over $3,000,000 in assets under management. Designed for larger, more complex planning relationships.
$0 - $1 million: 0.75%
Above $1 million: 0.50%
ADV Schedule ADV Maximum
Our published maximum rate as disclosed in our Form ADV. Available in certain circumstances.
$0 - $1 million: 1.00%
$1 million - $2 million: 0.85%
Above $2 million: 0.50%
Financial Planning Included
Personalized written financial plan built across all 11 planning disciplines. Updated annually at no extra cost. Other firms charge $2,000 to $5,000 for this alone.
What is Included in Your Fee - Everything
Full Implementation Included
Every recommendation is executed — accounts opened, rollovers processed, beneficiaries updated, documents coordinated. Most firms stop at the plan. We do not.
Annual Plan Review Included
Comprehensive annual review covering your retirement projections, tax plan, investment allocation, estate documents, insurance, and Social Security strategy.
No Separate Planning Fee — Ever
Financial planning is included at no extra charge — always. There is no separate planning fee, no hourly billing, and no nickel-and-diming. Your advisory fee is your all-in cost for everything we do together.
How Our Fee Compares - Annual Advisory Fee at $1M AUM
Starting Portfolio
$1,000,000
30-Year Impact of Lower Fees
VWM All-in-Cost
0.92%
Wirehouse All-in-Cost
2.25%
Wealth Retained at Year 30
$1,796,000
Hypothetical Illustration
This is a hypothetical illustration assuming 7.00% gross annual return. VWM all-in cost: 0.92%. Wirehouse all-in cost: 2.25%. Past performance does not guarantee future results. Actual results will vary.
What Other Firms Charge for Planning
Additional Cost at Other Firms
Many firms charge a separate annual financial planning fee of $2,000 to $5,000 on top of their advisory fee. Some charge hourly at $200 to $400 per hour. Others deliver a plan once and never update it.
The Hidden Cost Most Advisors Never Mention
What Ville Wealth Charges for Planning
$0 — Always Included
Zero. Your comprehensive financial plan across all 11 disciplines is built, implemented, and updated annually — included in your advisory fee. No separate charge. No exceptions.
Frequently Asked Questions About Our Fees
Are there any hidden fees? Fees N
No. Your advisory fee is your all-in cost for investment management and comprehensive financial planning. The only additional costs are fund expense ratios — which average approximately 4 basis points (0.04%) using our passive ETF approach.
What is the difference between fee-only and fee-based? Fee-Only vs. Fee-Based
Fee-only advisors are paid exclusively by clients. Fee-based advisors can also earn commissions from product sales. Fee-only is the stricter, conflict-free standard — and it is what Ville Wealth Management upholds.
What is your minimum to work with Ville Wealth? Minimum
Our minimum is $250,000 in investable assets across all household accounts. This threshold ensures we can provide every client with the depth and time they deserve.
How is the fee billed? Billing
Your advisory fee is billed monthly in arrears — at the end of each month, deducted directly from your account at Altruist.
Know Exactly What You Pay Before You Call? Schedule a Free 30-Minute Retirement Readiness Review
Most advisors make you sit through a sales meeting before revealing their fees. We put ours on the website — because we have nothing to hide and everything to prove. If you have $250,000 or more in investments and want a fee-only advisor who implements your plan and charges less than most — let's talk. Phone:(440) 880-9200 Email: BrianJaros@VilleWealth.com Schedule: villewealth.com/contact
Free Consultation
No cost. No obligation. No sales pitch. Just an honest conversation about your retirement goals and whether Ville Wealth Management is the right fit for you.